Daniel Plăcintă · Working across Europe
15+ years building mission-critical platforms for banking, fintech and e-commerce. I help leadership teams make the right technology calls, bring practical AI into daily operations, and ship systems that hold up at peak.
Limited availability for fractional and advisory engagements
Services
Hands-on architecture, practical AI and executive judgment, without hiring a full-time CTO.
Technology leadership one to two days a week: strategy and roadmap, team structure, delivery process, vendors and budget, including where AI can take repetitive work off your team.
AI agents and automations inside the tools your team already uses, taking over repetitive operational work. Built on LLM APIs and governed so they stay traceable and maintainable.
BNPL and split payments, digital lending and origination, onboarding with OCR and AML screening, insurance modernization, and performance for peak traffic.
Stabilizing legacy platforms, CI/CD and DevOps, infrastructure as code with Terraform, AWS or Azure cost reduction, and AI-assisted delivery workflows.
Approach
1–2 days a week, embedded with your leadership team.
A set number of hours each month for architecture reviews, decisions and escalations.
Architecture work and AI automation projects with a fixed scope, defined after the assessment.
30 minutes, free. Your goals, constraints and where it hurts.
1–2 weeks with your team, ending in a written report with risks and quick wins.
A phased plan with milestones, resourcing and the expected business impact.
We work through the roadmap with regular check-ins and clear reporting.
Selected work
Core banking · 2021–2024
Led a €3.2M, three-year implementation of the core banking platform for BNPL and 3x/4x split-payment products as the bank expanded into Eastern Europe.
Performance · Black Friday
Re-architected the core banking system of a top Romanian e-commerce platform's lending arm for Romania's biggest shopping event.
Turnaround · IT Genetics (BVB: ITG)
As CTO of a listed B2B IT provider, stabilized legacy e-commerce platforms with CI/CD, infrastructure as code, cloud cost control and a technical debt roadmap. Brought practical AI into daily operations.
Real-time systems · 2014–2018
Architected Artmark's real-time bidding with live audio/video, a custom ERP for catalog, payments and logistics, and evote.ro for remote shareholder meetings.
Agency CTO · 2019–2021
Led technology for 100+ campaign platforms for global beverage, consumer goods, financial services and non-profit brands, including a real-time IoT campaign that triggered a live concert.
Testimonials
Daniel has a real talent for turning complex business problems into simple, workable technology solutions. He doesn't just talk about vision — he turns it into clear plans and gets things done.
His focus on quality and customer success is exceptional; he consistently goes above and beyond to ensure the right outcomes are delivered.
I considered him a partner I could rely upon when we needed to scale our engineering team, put in place CI/CD practices, address technical debt, and promote an engineering culture inside the team.
He is a low-ego, high-impact professional who makes everyone around him better.
Full recommendations are on LinkedIn (opens in a new tab).
About
CTO & Enterprise Solution Architect
I have spent 15+ years between the whiteboard and the boardroom: as CTO at IT Genetics, Kubis Interactive and Art Games, and as a senior solution architect for banks and insurers at FintechOS. I like turning complex business problems into simple, workable systems, and building teams that ship them.
– present
CTO, IT Genetics
Listed B2B IT provider (BVB: ITG)
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Sr. Solution Architect, Banking & Insurance, FintechOS
Core banking and insurance programs in Romania, the UK and France
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CTO, Kubis Interactive
Digital and advertising agency, campaigns and enterprise platforms
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CTO, Art Games
R&D and architecture for Artmark, Romania's leading art auction house
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Engineering & project roles, Compliment Media, Artmark and others
E-commerce, live auction technology and infrastructure
FAQ
Usually one to two days a week over at least three months. I own the technology strategy and roadmap, work with your team leads on delivery, and report to the founders or board, without the cost of a full-time executive.
Usually in the repetitive work around your core systems, where people spend time moving information between tools. We pick the use cases together during the assessment and start with the ones that pay off fastest.
No. I help companies adopt AI practically, using existing LLM APIs, integrated with the systems you already use and governed so the automations stay traceable and maintainable.
Yes. I have delivered for clients in France, the UK and across Europe. I work remotely in the EU time zone, in English or Romanian, and on-site when it helps.
With a free 30-minute discovery call. If there is a fit, we run a short assessment with your team, and I then propose a fractional or project engagement with clear scope and milestones.
Contact
Tell me briefly where you are and what you need. I reply within two working days, and the first 30-minute call is free.